hr: Money

Outing with friends, parties every night, shopping sprees is what usually the main expenses that occurs in your young age. You’ll be relying on your parent’s financial support, student loans, and some part-time work in this life stage. Often times after graduating college, these students are often haunted with their student loans and even a disastrous credit card debt. As you as you consider yourself to be, please do put in mind that it is never too young or too old to start doing something.  

Save
As little as you may describe it, SAVE. Save at least 10% of your income or receivables and put it on a high interest yield bank account. Learn how compound interest works. Starting to save money periodically earlier would yield more money in the long run over starting later even though you make bigger periodical contributions. Time is always on your side.

Learn how the Stock Market Works
The Stock Market or investing itself is not rocket science. So why not learn how the stock market works? Read books about investing in stocks and try to learn some trader lingo. But before starting to invest with real money, why not practice your skill by using stock trading games over the internet. See for yourself in what fields of investing or trading you lack and improve your craft. Start bit by bit.

Often times, people in this age bracket feel like money is hard. It takes time and experience to accumulate wealth, but, the earlier you start in accumulating, the bigger you could enjoy in the long run.