hr: Money

Finally retirement! You and your spouse might be cruising already in the Caribbean and enjoying the beach sun. Your kids might be working right now and have their own respective families to go home to. All you look into now is estate planning and finally preparing for the most awaited retirement of your life.

Asset classes should be purely fixed income and risk adverse right now. You may not require your portfolio to have a maximum growth potential. Preparing your will is really not that morbid as we all would eventually need to leave this world. We might as well leave the world in order. Your medical expenses might be considerably higher right now as you are more prone to medical procedures and more medication. Never forget to take care of your health and your mental well-being.

Enjoy Retirement and eat well and healthy. After all, all work and no play make Jack a dull boy.